You freeze the cost of the funeral service at today's price
	You pay no interest or finance charges
	You may pay for the plan in a single payment, or over a year to a five year period.
	You don't have to pay on the plan forever like some insurance policies.
	The policy becomes paid up after a designated time that you choose.
	If desired, you may purchase a life insurance policy to cover the expenses if you should die prior to having the plan completely paid for.

Personal Considerations of Pre-Planning

	Your vital statistics are filed with the funeral home, thereby, reducing the need for numerous questions when funeral arrangements are made.
	You select the exact type of funeral service you want.
	You can arrange a plan regardless of age or physical condition.
	Your plan does not have to be probated; proceeds are immediately available for your services.
	You can transfer your plan to other funeral homes.

Peace of Mind to You and Your Loved Ones

You eliminate emotional overspending and can control funeral expenses.

You are assured that all of your personal wishes are followed.

	You can leave your insurance and savings to loved ones.
	You reduce the time your loved ones have to spend making difficult, emotional decisions about your services.  Instead, they can be at home being comforted by friends and relatives.
	You eliminate the possibility of financial worry later which is often caused by major medical and/or long-term care expenses.